How Has Hurricane Sandy Impacted Insurance Rates?

On October 29, 2012, the totally unexpected happened when Hurricane Sandy descended on the east coast of the United States like a belligerent running back. The super-storm forged a path of destruction, ravaging areas such as Staten Island, Manhattan and large swaths of New Jersey. Power failures, flooded underground transport tunnels, fires, wind and waste water contamination each threatened to turn New York City and the tri-state area upside down.

Find out now: What is cash value life insuranc

Why Elderly Households Are Loading Up On Debt

Seniors aged 65 years and older are racking up debt, according to a news release recently issued by the U.S. Census Bureau.  Not only is this age group more likely to attach debt to their homes, they are also borrowing more.

Find out now: How much do I need to save for retirement?

Between 2010 and 2011, the median debt for households headed by someone aged 55 to 64 years old rose 64%. Meanwhile, the 65 and older bunch upped their debt to $26,000 — more than twofold over the previous year. Over

In the Shadows: America’s Underground Economy

The most complete way to measure a nation’s economy is through its gross domestic product (GDP). America’s GDP is comprised of four major components: personal consumption, business investments, government spending, and net exports of good and services. There is one constituent, however, that is not factored into the equation: the U.S. shadow economy. SmartAsset dug deep to uncover details, and evaluate the impact of these elusive economic loopholes.

Find out now: Who pays for closing costs?

Sh

14 Ways to Protect Your Credit Card Number

Credit card fraud is a traumatic event on so many levels. Not only is the act of theft a frightening breach of security. There’s also the short-term loss of funds, which can happen at any inopportune moment. On top of that are the longer-term effects, such as identity theft and credit damage. Consider your credit card information one of the most valuable proprietary items in your possession.

Find out now: How much should I put down?

What is credit card fraud? The definition of credit card frau

The Millennial Home Buying Guide

The American Dream of owning a home is still very much alive. As we begin to put the housing bubble and Great Recession behind us, the turning real estate market is coaxing more first-time home buyers out of the woodworks. Record low mortgage interest rates and property prices are empowering millennials to invest in a property rather than rent. SmartAsset has put together this guide to help you traverse the numerous obstacles of buying your first home.

Find out now: How much should I put down?

The Smart Buyer’s Guide to Home Entertainment

A home entertainment center may be the smart guy’s most valued possession in the apartment. It’s a dream come true to watch your favorite media in HD with 7.1 surround sound. In years past, the cost of the ultimate home A/V experience quickly added up to the tune of $5000 or more. But recently, decent home entertainment solutions can be purchased on a shoestring budget. SmartAsset has rounded up these tips so that you don’t need to compromise on quality fun and enjoyment in the comfort of your d

Smart Guy Buyer’s Guide to Home Décor

A bare bones apartment is the ultimate blank canvas for creativity. But unless you’re a skilled designer or interior decorator, putting together an attractive, comfortable home — and ensuring it all works together — can be daunting. SmartAsset has compiled some price-savvy design ideas to help you create the ideal living space.

Bare floors are nice because they show off the architectural features of an apartment — especially if it is hardwood. But adding carpets and area rugs will instantly add

How To Improve Your Social Security Benefits

The government provides monetary compensation to populations who need it the most — namely, the retired, unemployed and disabled. In 2014, approximately 59 million Americans received Social Security benefits, for a grand total of $863 billion paid out. Calculating Social Security benefits can be complicated, as the allocations are split among age and income tiers. SmartAsset has assembled the best tips to maximize your Social Security payout.

Related: How Much Will I Get From Social Security?

Top 10 Bargain Neighborhoods

If you’re considering moving to a major metro area in the U.S., chances are your mind is set on inhabiting a cozy residence in the most centralized location possible. What you’ll soon find is that you’re not alone, everybody else in the world has every intention of doing the same. When demand is up, property owners raise selling costs, out-pricing many potential buyers. SmartAsset pounded the pavement in each of the Top 10 metro areas across the U.S. to uncover the following hidden gems — underv

The 10 Best Real Estate Agencies

The home-buying process can seem incredibly stressful, regardless of whether you’re a first timer or a seasoned veteran. Fortunately, you can find a real estate agent who’s willing to do a lot of the grunt work for you. SmartAsset took the time to create a list of some of the best real estate agencies in the industry. Read on to find out which 10 companies made the cut.

Find out now: How much house can I afford?

Short for Real Estate Maximums, RE/MAX has been in operation since 1973. In its 43

The 411 On Zombie Properties

They’re vacant, boarded up, and in a state of disrepair. Long forgotten, zombie properties tend to reanimate themselves, sometimes years after the homeowner received a foreclosure notice and walked away. It may look like a scene from an undead apocalypse film, but the phenomenon is very real. These unruly properties have the tendency to cause trouble for the living…properties. We’ve got the scoop on this dangerous trend and why you should be trembling with fear.

Find out now: How much house can
Load More